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USI Affinity

ACBA Insurance Exchange

The Allegheny County Bar Association Insurance Program

Advised & Administered by USI Affinity

USI Affinity is the exclusive insurance broker for the Allegheny County Bar Association and one of the leading administrators of Bar Association insurance programs across the country. With over 60 years of experience in liability insurance and more than 35,000 attorneys insured, USI Affinity has the expertise and market leverage to design comprehensive and innovative insurance and benefits packages for law firms, with unique advantages in coverage, price and service.

Through your membership with the Allegheny County Bar Association, you have access to the Allegheny County Bar Association Insurance Program, advised and administered by USI Affinity, providing exclusive insurance and benefit solutions not available to the general public. This includes an exclusive lawyers’ professional liability offering to protect Pennsylvania attorneys against legal malpractice claims, and other business coverages, healthcare benefits and personal coverages.

USI Affinity built its leadership position on personal service; representatives work closely with law firms to understand their practice, from the risks they face to their benefits and administrative needs, then design a plan tailored to fit the firm’s individual needs.  USI Affinity’s extensive experience and strong relationships  with the country’s most respected insurance companies give us the ability to design customized coverage at competitive prices. 

Lawyers’ Professional Liability Coverage

Michelle Logan - 412-851-5209

Michelle Logan

Through your membership with the Allegheny County Bar Association, you have access to the Allegheny County Bar Association Insurance Program, advised and administered by USI Affinity, providing exclusive insurance and benefit solutions not available to the general public. This includes an exclusive lawyers’ professional liability offering to protect Pennsylvania attorneys against legal malpractice claims, and other business coverages, healthcare benefits and personal coverages.


Policy Highlights:

  • Bar Association membership credit. This 5% credit will be applied to your Lawyers' Professional Liability Policy premium for membership in the Allegheny County Bar Association, on a per attorney basis.
  • Up to a 7.5% risk control credit per attorney for two years after completing a qualifying CNA risk management seminar
  • The carrier, CNA, is A Rated  and the largest underwriter of Lawyers’ Professional Liability Insurance in the United States, covering more than 44,000 law firms nationwide. With more than 50 years of experience, CNA delivers world class underwriting, dedicated claims and state-of-the-art risk management tools and resources.
  • Comprehensive coverage and policy features tailored to meet the unique requirements of law firms in Pennsylvania, with continuous coverage, full prior acts available and your written consent required before CNA can settle a claim. From solo attorneys to large firms, USI Affinity and CNA can design coverage to protect all size law practices.
  • Limits of Liability range from $300,000 up to a maximum of $10M
  • Full consent to settle and continuity of coverage provisions
  • Extensive risk management programs and materials, all available free of charge
  • 24/7 claim prevention hotline staffed by experts in Lawyers Professional Liability
  • Unlimited tail for qualified retiring or non-practicing lawyers at no additional charge


Business Insurance

Michelle Logan – 412-851-5209

Workers Compensation Dividend Program
USI Affinity has partnered with The Hartford to offer ACBA members the "Workers' Compensation Coverage & Dividend Program". This Group Dividend Plan, available exclusively to bar association members who purchase their Workers’ Comp through USI Affinity, provides comprehensive coverage and a potential dividend based on the performance of the program.

Business Insurance Package
The Hartford’s small business insurance package, Spectrum®, offers top tier core business coverage, including optional packages like “Super Stretch for Law Offices,” which bundles numerous important coverages – including Computers & Media, Accounts Receivable and Valuable Papers and Records – at a savings compared to buying them individually. To further protect your firm, USI Affinity also has access to multiple carriers that offer the following tailored programs for law firms:

Employment Practices Liability Insurance (EPLI) – helps protect your firm and its executives and employees from employment-related wrongdoing and mitigated EPL exposures through state-of-the-art loss prevention services.

Directors & Officers (Management Liability) – helps protect your firm and its directors and officers against exposures associated with the management actions and decisions of executives.

Crime – helps protect firms from the costs associated with employee theft and third-party crime.  Also referred to as a fidelity bond.  Most carriers can include ERISA bond requirements as well.

Cyber Liability(five optional first-party coverages, most notably privacy notification and crisis management expense). Are you protected from the full breadth of law firm-related data security exposures?  If your firm relies on the Internet, wireless connections, mobile devices, laptop computers and other technology, it is increasingly vulnerable to potentially costly cyber exposures.  Helps to protect firms from the cost associated with cyber risks.

Fiduciary Liability – helps protect firms, their benefit plans, and their fiduciaries against exposures resulting from breach of fiduciary duty and allegations of errors and omissions in the administration of benefit plans.

Kidnap & Ransom – helps to protect against a wide range of expenses associated with incidents of kidnapping and extortion, including the cost of optional crisis management services, where permitted.



Bob Cagna – 412-851-5202

Bob Cagna

Protect yourself with our Health Insurance programs
With our size, resources and expertise, USI Affinity gives our association partners and their members the Access, Advice and Advocacy they need to save money, prepare for Health Care Reform and get the most out of their benefits.

  • Access to unique products and services;
  • Advice on benefits design, compliance and funding options;
  • Advocacy to help resolve issues, from administration and claims to complex clinical questions
  • A mobile app is just one of the valuable experiences we’re able to offer through our partnership with Maxwell Health, a technology platform for enrolling in, managing, and using employee benefits. We know how important it is to keep employees engaged in their benefits all throughout the year -- with this solution, we can help you do just that, and it couldn’t be easier for you.

As a member of the ACBA, you have access to the ACBA Insurance Exchange, a convenient and secure online portal where ACBA members can find competitively priced insurance coverage for all their needs, including medical and dental plans. USI Affinity delivers world class benefit solutions for your firm, regardless of size.

Learn how USI Affinity can work with you to design a program with you and your employees’ overall health in mind. Call 1.800.327.1550 or go online at

Plan Highlights:

  • Wide array of Medical Benefit Plans – Exclusively through your ACBA membership, you have access to comprehensive medical plans including PPO, HMO and Qualified High Deductible Plans with Health Savings Accounts and Health Reimbursement Accounts. This flexibility lets USI Affinity help you choose the right insurance carrier and design a benefits package that works for you, your family and your employees.
  • Met Life Dental Plans – This exclusive USI Affinity Dental program offers three plan options to meet the individual dental needs of you and your employees. Plan designs range from the most comprehensive coverage – with high reimbursement amounts for major services, Orthodontia and an annual maximum of $1,000 – to a Basic plan that will cover preventive services for minimal out-of-pocket expenses. We also offer a Dental HMO plan called ConcordiaPlus through United Concordia Companies, Inc.
  • Davis Vision – Choose from four affordable plans that provide the highest quality vision care for the lowest out-of-pocket expense. Our Designer option allows for one vision exam per year and a generous allowance toward frames and lenses.
  • Health Care Reform Assistance – Our knowledgeable benefit specialists have the tools to assist you through a thorough policy review and discuss all possible impacts to your business when complying with the regulations of Health Care Reform.

Life, Disability, Business Overhead Expense, Hospital Indemnity and Accidental Death & Dismemberment

Bob Cagna – 412-851-5202

Help protect your family with our Group Term Life, Disability, Business Overhead Expense, Hospital Indemnity and Accidental Death group insurance plan options. The Allegheny County Bar Association endorses these plans because they provide a significant amount of protection.  ACBA members can request coverage at very attractive rates.

Group Term Life Insurance – The Allegheny County Bar Association sponsors a variety of exclusive life insurance plans for members, their spouses and even employees. You can choose the amount of coverage that is right for you up to $1 million.

 Long-Term Disability Income Insurance – As an attorney, a disability could cost you a significant loss of income. Disabilities are more common than people think - from injuries such as broken legs to more serious conditions such as heart disease and cancer. This affordable plan includes “own occupation” protection and pays full benefits even if you can perform a job other than your own. This plan protects you and your family from your income loss due to a covered total disability. That is why it’s important to have this valuable insurance.

Business Overhead Expense Insurance – This important insurance protection can help keep your business up and running while you are unable to work due to a disability.  This insurance pays actual overhead expenses while you are totally disabled.

Hospital Indemnity Insurance – This insurance program can help you pay your out-of-pocket expenses in the event that you or a member of your family should ever require hospital care. Many hospital stays generate costs to you that may not be covered by your health insurance plan.

Group Accidental Death & Dismemberment – The unexpected shock of an accident can be devastating.  In the event of your death from a covered accident, the principal sum will be paid to your beneficiary.  Moreover, should you suffer a specified loss of limbs or sight due to a covered accident, a percentage of your principal sum will be payable to you.

These insurance programs are underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy Form GMR.  For more information on this plan, including features, costs, eligibility, renewability, limitations and exclusions, call 800-327-1550. AR Lic # is 325944 and CA Lic # is 0G11911

Personal & Financial

Bob Cagna – 412-851-5202

There are a number of ways in which your ACBA membership can help you protect your financial assets. As a result of our partnerships, ACBA members can get discounts on:

Auto, Home and Renters – USI Affinity offers an auto, home, and renters insurance program for ACBA members through Liberty Mutual. Please contact Kathy Smith at 412-859-6605 ext. 51911 and mention client #6602 or visit