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USI Affinity

ACBA Insurance Exchange

The Allegheny County Bar Association Insurance Program

Advised & Administered by USI Affinity

USI Affinity is the exclusive insurance broker for the Allegheny County Bar Association and one of the leading administrators of Bar Association insurance programs across the country. With over 60 years of experience in liability insurance and more than 35,000 attorneys insured, USI Affinity has the expertise and market leverage to design comprehensive and innovative insurance and benefits packages for law firms, with unique advantages in coverage, price and service.

Through your membership with the Allegheny County Bar Association, you have access to the NEW & GREATLY IMPROVED Allegheny County Bar Association Insurance Program, advised and administered by USI Affinity, providing exclusive insurance and benefit solutions not available to the general public. This includes an exclusive lawyers’ professional liability offering to protect Pennsylvania attorneys against legal malpractice claims, and other business coverages, healthcare benefits and personal coverages.

USI Affinity built its leadership position on personal service; representatives work closely with law firms to understand their practice, from the risks they face to their benefits and administrative needs, then design a plan tailored to fit the firm’s individual needs.  USI Affinity’s extensive experience and strong relationships  with the country’s most respected insurance companies give us the ability to design customized coverage at competitive prices. 

Lawyers’ Professional Liability Coverage

Michelle Logan – 412-851-5209 -

The Allegheny County Bar Association proudly announces a NEW and much-improved Lawyers’ Professional Liability Program from the Allegheny County Bar Association Insurance Program, administered by USI Affinity. The new program was created in cooperation with a new insurance carrier, CNA, to offer improved pricing, expanded risk management programs and exclusive discounts for Allegheny County Bar Association members.

USI Affinity has been serving the needs of Pennsylvania law firms, attorneys and their families for more than 60 years as the Allegheny County Bar Association’s endorsed broker and partner. The Allegheny County Bar Association Insurance Program offers complete insurance solutions tailored to the unique needs of attorneys – from optimal business insurance to outstanding employee benefits choices to personal coverages.

Policy Highlights:

Business Insurance

Michelle Logan – 412-851-5209 -

Workers Compensation Dividend Program
USI Affinity has partnered with The Hartford to offer ACBA members the "Workers' Compensation Coverage & Dividend Program". This Group Dividend Plan, available exclusively to bar association members who purchase their Workers’ Comp through USI Affinity, provides comprehensive coverage and a potential dividend based on the performance of the program.

Business Insurance Package
The Hartford’s small business insurance package, Spectrum®, offers top tier core business coverage, including optional packages like “Super Stretch for Law Offices,” which bundles numerous important coverages – including Computers & Media, Accounts Receivable and Valuable Papers and Records – at a savings compared to buying them individually. To further protect your firm, USI Affinity also has access to multiple carriers that offer the following tailored programs for law firms:

Employment Practices Liability Insurance (EPLI) – helps protect your firm and its executives and employees from employment-related wrongdoing and mitigated EPL exposures through state-of-the-art loss prevention services.

Directors & Officers – helps protect your firm and its directors and officers against exposures associated with the management actions and decisions of executives.

Crime – helps protect firms from the costs associated with employee theft and third-party crime.  Also referred to as a fidelity bond.  Most carriers can include ERISA bond requirements as well.

Cyber Liability(five optional first-party coverages, most notably privacy notification and crisis management expense). Are you protected from the full breadth of law firm-related data security exposures?  If your firm relies on the Internet, wireless connections, mobile devices, laptop computers and other technology, it is increasingly vulnerable to potentially costly cyber exposures.  Helps to protect firms from the cost associated with cyber risks.

Fiduciary Liability – helps protect firms, their benefit plans, and their fiduciaries against exposures resulting from breach of fiduciary duty and allegations of errors and omissions in the administration of benefit plans.

Kidnap & Ransom – helps to protect against a wide range of expenses associated with incidents of kidnapping and extortion, including the cost of optional crisis management services, where permitted.



Bob Cagna – 412-851-5202 –

Protect yourself with our Health Insurance programs
With our size, resources and expertise, USI Affinity gives our association partners and their members the Access, Advice and Advocacy they need to save money, prepare for Health Care Reform and get the most out of their benefits.

As a member of the ACBA, you have access to the ACBA Insurance Exchange, a convenient and secure online portal where ACBA members can find competitively priced insurance coverage for all their needs, including medical and dental plans. USI Affinity delivers world class benefit solutions for your firm, regardless of size.

Learn how USI Affinity can work with you to design a program with you and your employees’ overall health in mind. Call 1.800.327.1550 or go online at

Plan Highlights:

Life, Disability, Business Overhead Expense, Hospital Indemnity and Accidental Death & Dismemberment

Bob Cagna – 412-851-5202 –

Help protect your family with our Group Term Life, Disability, Business Overhead Expense, Hospital Indemnity and Accidental Death group insurance plan options. The Allegheny County Bar Association endorses these plans because they provide a significant amount of protection.  ACBA members can request coverage at very attractive rates.

Group Term Life Insurance – The Allegheny County Bar Association sponsors a variety of exclusive life insurance plans for members, their spouses and even employees. You can choose the amount of coverage that is right for you up to $1 million.

 Long-Term Disability Income Insurance – As an attorney, a disability could cost you a significant loss of income. Disabilities are more common than people think - from injuries such as broken legs to more serious conditions such as heart disease and cancer. This affordable plan includes “own occupation” protection and pays full benefits even if you can perform a job other than your own. This plan protects you and your family from your income loss due to a covered total disability. That is why it’s important to have this valuable insurance.

Business Overhead Expense Insurance – This important insurance protection can help keep your business up and running while you are unable to work due to a disability.  This insurance pays actual overhead expenses while you are totally disabled.

Hospital Indemnity Insurance – This insurance program can help you pay your out-of-pocket expenses in the event that you or a member of your family should ever require hospital care. Many hospital stays generate costs to you that may not be covered by your health insurance plan.

Group Accidental Death & Dismemberment – The unexpected shock of an accident can be devastating.  In the event of your death from a covered accident, the principal sum will be paid to your beneficiary.  Moreover, should you suffer a specified loss of limbs or sight due to a covered accident, a percentage of your principal sum will be payable to you.

These insurance programs are underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy Form GMR.  For more information on this plan, including features, costs, eligibility, renewability, limitations and exclusions, call 800-327-1550. AR Lic # is 325944 and CA Lic # is 0G11911

Personal & Financial

Bob Cagna – 412-851-5202 –

There are a number of ways in which your ACBA membership can help you protect your financial assets. As a result of our partnerships, ACBA members can get discounts on:

Auto, Home and Renters – USI Affinity offers an auto, home, and renters insurance program for ACBA members through Liberty Mutual.  Please contact Kathy Smith at 412-859-6605 ext. 51911 and mention client #6602 or visit

Personal Umbrella Insurance

Are your assets greater than your insurance liability limits?  Are you financially responsible for children who could post something unfavorable on social media?  Do you own rental or vacation properties?  If the answer to any of these questions is yes, now is the time to consider purchasing a Personal Umbrella insurance policy for an added layer of protection.

With up to $10,000,000 in coverage available for preferred applicants, you’ll have peace of mind knowing you and your family are protected if the unexpected happens. 

Call now 1-855-884-0713 or visit online for a quote today!